Investment Q&A

Q: Why does FTB have such a large spread between the Actual MER (.50) and the Actual Management Expense ratio (.92)/ My financial planner is actively promoting it. I wonder if he gets some of the MER as an incentive therefore encouraging him to promote it. Its current yield is 3.4% wile CLF has a yield of 2.9% with an MER of .15 and .17. Do you have any comment on XBB, XSB, CLF, and FTB. Should I mirror the FTB portfolio of the five bond fund ETFs (CLF, XBB, PGL, ZEF, and ZHY) or buy FTB? I assume the yields are after the MER is taken.

Thank you.

Q: You sent out an email about a company that paid its first div unfortunatly it was deleted so would appreciate the company name

Q: I am considering purchasing a $5000.00 5 year bond paying 5% per annum from Solar Share of Toronto. This bond is RSP eligible. Is this a reasonably safe fixed income investment? I have other blue chip stocks in my RSP. I will not need this money for many years.

Is there a tax efficient way to purchase the bond with existing RSP funds? I would like to avoid withdrawal fees from TD, the bank that holds the RSP.
Thanks, Brenda

Q: As a very long term holder of IPL, I would appreciate your take on the acquisition of NGL; particularly as it relates to the substantial increase in overall debt. Thank you.

Q: In respect of today's announced deal between Enbridge and Spectra, what do you think the impact will be on Enbridge Income Fund, if any?

Thank you

Q: will dividend continue until takeover is completed & when is completion expected thanks

Q: ABT: recommended in latest 5i email: I read the description of it's business and it was like reading a foreign language - I am not a technology person at all and do not buy companies I do not understand; so, please educate me.TTM PE 23, FPE 270, make no or very little money, ROE 0, CF .23, and pays a healthy dividend. I currently hold no technology other than DH if it qualifies?

Q: Today Enbridge Inc. (ENB) announced they are purchasing Spectra Energy Corp (SE) in an all stock deal.

I own Enbridge in my non-registered account (in order to take advantage of Canadian Dividend Tax Credit) and I own Spectra in my US $ RRSP (in order to minimize taxes on US dividends which are treated like interest income).

I want to participate in both the Canadian and US energy infrastructure (pipeline, midstream processing) market.

My question is what can I replace Spectra Energy in my RRSP with? I own Kinder Morgan (underwater), Oneok (above water) and recently sold off Williams (too much drama) in the RRSP account.

Am I better off to sell Spectra now or wait for the Enbridge merger and then sell off the Enbridge or even keep Enbridge in my RRSP as a US holding. Or do I increase my holding(s) in Kinder Morgan or Oneok?

Thanks for the excellent service.

Q: What is your current comfort level with DCI? Results seem to keep the stock in its 12-14 dollar range. I use the high dividend to balance out my other income stocks such as Adw.a, Zcl, sis, Syz, etc..... How does the business look to you?

Thanks,

Robert

Q: What sort of fixed income do you recommend for a portfolio? With so many options, I have no idea which to choose. Where do I begin in making these decisions? Thank you.

Q: I bought this one (BIP.UN) in Feb. with an ACB of $31.00 and now it is over $60.00: 3 for 2 unit split soon - is this the reason for the big increase in share price recently & should I keep - I own 1000 shares which equals a very small position in my portfolio.

Q: Alaris has dropped over 30% in just 2 months! I am aware of their problems with the medical partner as well as the other 2 smaller hick-ups however their must be more, much more to cause this much panic in the stock. Do you know the rationale?
Thank you.

Q: Any thoughts on the recent news release from Alterra doing a 10 for 1 split and issuing a dividend. I own a small amount just wondering if it is worth picking up a few more before the split.

Thanks........

Q: How would you characterize Dream Unlimited and would you think it would be better to invest directly in a REIT or renewable energy opco instead (focus, transparency, dividend)? Thank you.

Q: Hi Peter,why are you warming up to absolute software?did their last quarter looked that good?
Would you prefer ABT over ET?
Could ABT be a takeover target as well?

Q: Have you any news on NPI to account for the volume and drop in NPI? Thanks. Rod

Q: I am wondering if the general share price trajectory for this fund will basically follow high yield indices rather than equity indices? Can this be viewed as a kind of junk bond fund? How sensitive to a rise in interest rates would this be? Trying to understand how this will move in the future, thanks.

Q: Can you explain the current weakness? THX

Q: I hold small positions in AD and CHE.UN and have some cash to invest to generate income as I am a retired investor. Which of these two companies would be the best or do you have another company with similar yield that you like better? Is this a good time to put extra cash to work or should one wait? I am not a fan of trying to "time" the market but do like to try to preserve my capital.
Thank you.

Q: what high yield dividend stocks would you recommend buying