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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Concerning Canadian Cies (like FFH or TRP ), paying dividends, but getting a significant part of their revenues from the US or from foreign Cies that they own : Do we get the whole tax credit on their dividends ? Or is it only in proportion of the Canadian portion of the Cie ?
Read Answer Asked by Jean-Yves on March 21, 2019
Q: I currently have no fixed income. Looking to build this portion using an ETF and GIC's. My thinking is the the ETF could provide a base (liquidity and slightly better yield) with the GIC's providing stability. Considering either HFR or FLOT as the ETF. Which would you prefer or is there are more attractive one in your view? Thanks as always.
Read Answer Asked by Lynda on March 21, 2019
Q: Hi there,

i am going into retirement and am looking at reviewing my holdings to generate a bit more income. I currently own XLU in my 401K but the dividend is only 3.1% while the underlying companies often have much higher Dividends. Is there an alternate ETF or would your recommend a basket of utilities and if so can you give me 2 or 3 names - i own BIP, ACQ in my canadian accounts but could hold them in my us as well.

Thanks
Read Answer Asked by kelly on March 21, 2019
Q: I am looking for six Canadian stocks that could be considered core holding to be held for ten years.
These could provide total annual return of 8% in the long run say 10 years. Please do not consider diversification as my portfolio is otherwise diversified, and my risk tolerance is medium.
I always value your opinion.
Raouf
Read Answer Asked by Raoul on March 21, 2019
Q: Please comment on XTR as an source of income and diversification ie, is it a good retirement holding?
Morningstar classifies it as a high risk ETF-do you agree? Would it move downward say like an XHY if the market declines? Is the distribution safe?
What types of taxation is applied given its a mixed bag of holdings and therefore what account would you favor to hold it in?
Thanks
Jeff
Read Answer Asked by JEFF on March 21, 2019
Q: Hi Guys
Does it make sense to own more than one pipeline?
Many thxs
Read Answer Asked by wayne on March 20, 2019
Q: I am considering purchase of one of the following 3, CTC, BNS, LB.

If one were to analyze the decision to purchase one of the 3 according to dividends only.

The question is spending 100 000 dollars to purchase any given one of the 3 today, along with the following assumptions, hold x 10 years, no dividend cuts and ongoing ANNUAL dividend growth at present rate (based on present dividend and last years' dividend growth)
CTC present dividend 1.038 dividend growth last year 13 %
BNS present dividend 0.87 and dividend growth last year 5.9%
LB present dividend 0.65 and dividend growth last year 4.2%

At the end of 10 years, WHAT WOULD MY DIVIDEND FOR EACH be in dollars ?

(I can't seem to get the math right and can't find a website calculator to help me.)

Your opinion about the PROS AND CONS of my approach to dividend investing would also be welcome.

Read Answer Asked by Ernest on March 20, 2019
Q: I have been ignoring my RSP for years now , and I will have to do the Riff conversion in 2 years. I have a collection of failed stocks and $200,000 in cash sitting in 1 1/2% interest cash in my RSP .Yesterday I committed to buying the NPI offering , but my broker says I can change that to my margin acct or TFSA if I do it right away . If I clean it up , what equity names might you suggest for my RSP and where should the NPI go ? With 5% yield , is it an income stock ?

Thankyou ...
Read Answer Asked by Thomas on March 20, 2019
Q: Hi
Please help me with a 100,000 foot scan of the telco space. The hypothesis is the Cdn. Telcos are extremely vulnerable to the combined threat of cord cutting and streaming. Customers cancel cable, stream their entertainment with unlimited choice via ROKU. Telcos suffer. Our nice dividend growers fade.
Is it too soon to sell? Appreciate your take.
Thanks Frank
Read Answer Asked by Frank on March 20, 2019
Q: Good morning. I've been riding this loser CHE.UN for some time and have noted your previous comments on same. I think I should sell now and take my lumps. Where should I reinvest in this sector, with dividends and potential for growth. Thanks
Read Answer Asked by alex on March 19, 2019
Q: Hello,
Most of our Cdn equities are individual blue-chip dividend stocks and our US equities (25%) are mostly SPY. Those are doing ok I guess, though together only slightly better than our GIC's to be frank. Two of our holdings, which we've held for close to a decade, are still not good as noted below. When I asked about these before, I think you recommended continued patience as has our IA too. Your thoughts at this time please?
Holding Book Value Market Value DRIP
CIX $30k $16k Yes
MFR.UN $181k $154k ?

Read Answer Asked by Bill on March 19, 2019
Q: Hi 5i, I currently have 3 U.S. stocks now. Bank of America, Jpmorgan and Pfizer. Would like to add 1 or 2 more, thinking along the lines of a stock like Aqn ( just the quality doesn’t have to be in the category) just to let you know I’m up 117% on Aqn because of your recommendation sometime ago. So looking for decent growth, nice dividend and my time horizon is very long term.
Thx
Gerry
Read Answer Asked by Gerry on March 19, 2019
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