Investment Q&A

Q: I need raise money from my cash account.
Current dividends have been paid.
What would you sell first, second, third,4th, etc.?

Thank you ian

Q: I would like clarification of the dividend reported for BEP.UN. TD states the yield is 6.5% with a quarterly dividend of .52 Todays price is $42.07. Annual dividend would be .52 x 4 = $2.08 $2.08/$42.07 = 4.94%. Can you explain the difference.

Thank you

Q: I have the above securities, as well as RBC Cdn Equity Inc, Sentry Cdn Inc, Sentry Global REIT, and fixed income via Fisgard Capital, Annuities, a company pension, CPP and soon-to-be OAS.

I really focus on asset allocation and am a little light on Consumer stocks, holding CGX, PBH and TCL (although some consider TCL to be in the Industrial sector). I am normally a buy-and-hold investor who trims-adds around core positions.

Question 1 = I am looking to add 1 more consumer stock and am looking for a dividend ideally > 3%. Based on my stock-ETF-MF mix, are there a few stocks you could suggest that would fit in my above set of securities.

Q2 = if I was to consider ideas from the Income Portfolio, is there an issue with having multiple food stocks....like PBH and A&W and NWC. Why have more than one food stock?

Q# = because A&W is a ".UN" company, how are their dividends treated for tax purposes? Are they eligible for the dividend tax credit?

Deduct as many credits as you deem appropriate....got loads and will never use them all up.

Thanks as always...Steve

Q: Please comment on PWF results. ALSO, with another dividend increase and company buying back stock, how do you view the management overall. Stock has been a bit of a laggard over the past 5 or even 10 years. Do you see this changing?

Q: Concerning Canadian Cies (like FFH or TRP ), paying dividends, but getting a significant part of their revenues from the US or from foreign Cies that they own : Do we get the whole tax credit on their dividends ? Or is it only in proportion of the Canadian portion of the Cie ?

Q: I currently have no fixed income. Looking to build this portion using an ETF and GIC's. My thinking is the the ETF could provide a base (liquidity and slightly better yield) with the GIC's providing stability. Considering either HFR or FLOT as the ETF. Which would you prefer or is there are more attractive one in your view? Thanks as always.

Q: Hi there,

i am going into retirement and am looking at reviewing my holdings to generate a bit more income. I currently own XLU in my 401K but the dividend is only 3.1% while the underlying companies often have much higher Dividends. Is there an alternate ETF or would your recommend a basket of utilities and if so can you give me 2 or 3 names - i own BIP, ACQ in my canadian accounts but could hold them in my us as well.

Thanks

Q: I am looking for six Canadian stocks that could be considered core holding to be held for ten years.
These could provide total annual return of 8% in the long run say 10 years. Please do not consider diversification as my portfolio is otherwise diversified, and my risk tolerance is medium.
I always value your opinion.
Raouf

Q: Is now a good time to take some profits in PPL? Ex Div appears to be Mar 22-19, thus should I wait until Mar 25-19 to trim a 1/2 position in PPL.

Q: Please comment on XTR as an source of income and diversification ie, is it a good retirement holding?
Morningstar classifies it as a high risk ETF-do you agree? Would it move downward say like an XHY if the market declines? Is the distribution safe?
What types of taxation is applied given its a mixed bag of holdings and therefore what account would you favor to hold it in?
Thanks
Jeff

Q: Hi Guys
Does it make sense to own more than one pipeline?
Many thxs

Q: Has Pizza Pizza risk increased since your comment in November? Is the decrease in March a concern?

Q: I am considering purchase of one of the following 3, CTC, BNS, LB.

If one were to analyze the decision to purchase one of the 3 according to dividends only.

The question is spending 100 000 dollars to purchase any given one of the 3 today, along with the following assumptions, hold x 10 years, no dividend cuts and ongoing ANNUAL dividend growth at present rate (based on present dividend and last years' dividend growth)
CTC present dividend 1.038 dividend growth last year 13 %
BNS present dividend 0.87 and dividend growth last year 5.9%
LB present dividend 0.65 and dividend growth last year 4.2%

At the end of 10 years, WHAT WOULD MY DIVIDEND FOR EACH be in dollars ?

(I can't seem to get the math right and can't find a website calculator to help me.)

Your opinion about the PROS AND CONS of my approach to dividend investing would also be welcome.

Q: I have been ignoring my RSP for years now , and I will have to do the Riff conversion in 2 years. I have a collection of failed stocks and $200,000 in cash sitting in 1 1/2% interest cash in my RSP .Yesterday I committed to buying the NPI offering , but my broker says I can change that to my margin acct or TFSA if I do it right away . If I clean it up , what equity names might you suggest for my RSP and where should the NPI go ? With 5% yield , is it an income stock ?

Thankyou ...

Q: I am interested in the 2 stock s listed ,which would you prefer ? Or would both be safe for my income portfolio thx.

Q: Hi
Please help me with a 100,000 foot scan of the telco space. The hypothesis is the Cdn. Telcos are extremely vulnerable to the combined threat of cord cutting and streaming. Customers cancel cable, stream their entertainment with unlimited choice via ROKU. Telcos suffer. Our nice dividend growers fade.
Is it too soon to sell? Appreciate your take.
Thanks Frank

Q: NPI ended the day on Mar. 19: Last: $23.36 C, Change: -2.38 -9.25 %.
First, can you explain this price decline? Second, would you say this stock is a screaming BUY at this price?

Q: Hi, can you give me some top picks where the distributions are deemed return of capital, at least 5 % .thx Jack.

Q: Good morning. I've been riding this loser CHE.UN for some time and have noted your previous comments on same. I think I should sell now and take my lumps. Where should I reinvest in this sector, with dividends and potential for growth. Thanks

Q: Further to my question about undervalued Canadian dividend paying "blue chip" equity, what do you think of Canadian Tire?

1. Does it fit the above criteria, if not why
2.Present value, is P/E the right way of assessing
3.Immediate risk of further decline for CTC specifically or its' sector

thank you

Ernie