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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Would you be comfortable with these for long term income: MFC, EIF, CPX
Read Answer Asked by Pamela on March 17, 2020
Q: I have a very small position in the above 3 utility companies and want to add more. Can you please rank the companies for estimated best total return over the next 3 years?
Thank you.
Read Answer Asked by Grant on March 17, 2020
Q: Are there any companies out there now with an 8% or higher dividend that you would suggest for a long term hold? I say 8, bc it hasn’t been overly hard to find 4-5 before this carnage. I picked up ENB already, and I’m ok if the short/med term div is cut and the price falls further. I’m really looking for stocks that will likely pay a high stable dividend into the future (based on current prices) after things return to normal. No preference on sector.
Read Answer Asked by Rick on March 17, 2020
Q: seem to have a lot of questions about the safety of dividends and will they be cut.
I thought I would add another one to the fire and ask you power corp. and power financial became one company now and the management said it would raise dividend 10% in second quarter. do you see this being in jeopardy now with the market tanking day after day. do you also see banks possibly not raising dividends anymore this year [Canadian] until things get better hopefully.
Read Answer Asked by hans on March 17, 2020
Q: I was wondering if it would be possible to get a list of the CDN O & G companies that would be at risk of cutting dividends. Most have high debt levels and if O & G stays low for a long time, they will have to conserve capital and pay back debt.
Read Answer Asked by James on March 17, 2020
Q: Which Canadian bank looks most attractive right now?
Read Answer Asked by sean on March 17, 2020
Q: P/P $15, 1.5% position. Dropped sharply last 2 trading days($11.75 to current $9.05).Any reasons? Current yield 9.98% mainly due to drop in stock price.Reportedly rate is based on 5yr GOC plus 2.89% & resets on Mar 31/21.I think the 5yr GOC is currently 0.62% which indicates a much lower rate then.Please may I have your opinion.If it is advisable to sell,please give 2 to 3 replacemrents dividend stocks( not preferred) Txs for u usual great services & advices
Read Answer Asked by Peter on March 17, 2020
Q: Can you tell me your top three picks in the beer/spirits sector? Your reasoning would be appreciated as well.
Thank-you.
Read Answer Asked by Alex on March 17, 2020
Q: What is your take on NWC selling some of it's Giant Tiger Stores back to GT. I know they had some operational issues with these stores. Appears to be a good deal and a clean exit for the exception of the 6 stores they are keeping which I presume are profitable. What impacts do you see from this deal.

Thanks
Read Answer Asked by roland on March 17, 2020
Q: Hi 5i,
I am not 100% clear on stock and ETF's allocations for investment plans. Take as many points as needed to answer the questions below. I apologize in advance for the length of the question.

As a Canadian investing through a Canadian site (RBC in this case), split into CDN and US sections (moved CDN funds to USD and paid the exchange), which stocks and ETF's should be allocated to RRSP (CDN or US sections), TFSA, & Non-Registered accounts?

As an example, an RBC RRSP account is split into CAD and USD segments. If I purchase VWO in USD on the US segment instead of VEE on the CDN segment do I retain the 15% withholding tax? If I purchase VWO in CDN funds on the CDN side of the RRSP, what happens to the 15% withholding tax?

Is there a tax difference when filing a CRA 1135 form. e.g if VWO or VEE are 100+k CDN value: VWO on the USD segment or VEE on the CDN segment or VWO on the CDN segment.

If a US stock has a dividend, should this ever be purchased on the CDN side of the RRSP or in a TFSA? .. e.g. CRM with a small dividend or AMGN with a larger dividend

Can you please assign the best allocations (RRSP, TFSA, Non-Registered) to examples a the bottom of the question.
e.g. Non-dividend Growth US stocks (Googl, AMZN): TFSA, RRSP
This tells me that AMZN is best in the TFSA for growth, and in an RRSP purchased in CDN or US funds is the same effect other than currency at the time of purchase.
If a stock or ETF should be in CDN or US sections can you note that as well? e.g. RRSP(CDN or US).
It is a lot to ask so limited examples below will hopefully reduce the effort.

5i recommendations
Non-dividend Growth US stocks (e.g. Googl, AMZN):
US small Dividend Growth (e.g. IWO):
US Foreign ETF (e.g. VWO):
CDN ETF with US stocks and other int'l stocks (e.g. VEE):
CDN High Dividend (e.g. CDN Utilities/Reits/ETF's):
US High Dividend (e.g. US Utilities/Reits/Medical/ETF's)
All World ETF (VT):
All World ETF (XAW):

I very much appreciate your service and time to answer questions.

Jerry
Read Answer Asked by Jerry on March 16, 2020
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