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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Looking for some feedback on my International holdings in my RRSP. Currently have zwp; zem; and Zdi.
I am interested in PID to compliment my existing holdings. I would split my current zdi holding to make 4 equal positions.
Pid has had better performance over the last 5 yrs, covers the same geography as zdi however with different country and industry weighting’s. Pid’s MER is higher than Zdi with a lower dividend.
Is it worthwhile to split my zdi position, convert entirely to Pid or leave well enough alone.
I do not have to Rif for another 9 years
Read Answer Asked by Bruce on October 19, 2020
Q: I intend crystallizing a loss on CNQ and was trying to decide on buying a company in roughly the same business so that I stay in the market segment. SU might be the obvious choice but have some already. Can you suggest some alternatives from the those noted or others, preferably with a divided.
Btw I find the dividend updates very useful.
Thanks
Read Answer Asked by angus on October 19, 2020
Q: Taking into account AD as an income trust, I presume distribution would be taxed as income and would be best in RRSP whereas TCL dividend would receive dividend tax credit and best in nonregistered accounts. To me that seems at highest marginal rate that these would provide similar incomes in above situations. Is this correct?
Secondly, do you recommend one above the other?
Income, safety of dividend and capital are the most important considerations. I prefer a long term hold and can tolerate a moderate amount of volatility.
Thank you for this great service.
Read Answer Asked by Tulio on October 19, 2020
Q: I am thinking of an approximate weighting of 40/40/20 value wise for an income stream to offset the cost of borrowing 20,000.00 putting 10,000.00 into the investment (cash account) and the other 10, 000.00 down against my mortgage it saves about 17,000.00 on the back end of my mortgage. what is your opinion on this strategy?
Read Answer Asked by TRENT on October 19, 2020
Q: Greetings,

I would like to transition an account that was being handled by an investment firm to one that would be income based, and self administered. I will start with approx 100K and add to it as funds come available. I am considering the income portfolio as a guideline. If I were to start with 12 names from the portfolio, which would you be most comfortable purchasing today? Or would you recommend all 22 names and adding to each as funds come available? I have a minimum 10 year timeline, if not longer. I currently follow the balanced portfolio and could not be happier. This account is for my bride and she prefers less risk. Thanks in advance, as a PSA, I have been a member since 2017 and haven't slept better since joining. Thanks!
Read Answer Asked by Kelly on October 19, 2020
Q: Just read your email update on preparing for potential increased volatility. One of the measures was to focus on lower beta stocks, which I do anyway. I went though all of my holdings (easy because beta is one of the metrics I track).

I was surprised with one of my holdings = CDZ, the Canadian Dividend Aristocrats ETF, whose beta is 1.1. I would have thought that with the very nature of this ETF that it would have a much lower beta. Can you explain why the beta is as high as it is?

Thanks for your help...Steve
Read Answer Asked by Stephen on October 15, 2020
Q: When we are facing the specter of the federal government spending without regard to the future and the Governor of the Bank of Canada saying negative interest rates are back on the table, how could investors reposition their portfolios to mitigate the negative aspects of these events? Can you provide a few examples across the various sectors where one could start to reposition a portfolio?
Thank you...
Read Answer Asked by Ronald on October 14, 2020
Q: Asked this question at the begining of the week last week and still no answers. I am looking for 10 dividend arristocrat stocks with good potential for growth outside of oil, gas and pipeline companies.
Thanks for your great help
Read Answer Asked by James on October 13, 2020
Q: I have just sold ENB to realize a capital loss and replaced it with 50% TRP and 50% PPL.
When the 30 day period has elapsed and considering capital preservation and yield over 3+ years; would you reverse the trade and buy back ENB or just continue to hold TRP and PPL.

Many thanks.
Barry
Read Answer Asked by Barry on October 13, 2020
Q: Peter,

I own Atco, Algonquin Power, Fortis, Canadian Utilities , Emara and Brookfield Infrastructure. My concern is I am missing out on the renewables / green space companies. In the utility space what other recommendations you would give to ensure I am covered.

Thank you
Paul
Read Answer Asked by paul on October 13, 2020
Q: Hi Team,

I'm considering reducing my fixed income portfolio allocation in favour of adding some Preferred shares/ ETFs And some Utility stocks. What investments would you make to accomplish this portfolio change?
Read Answer Asked by Ian on October 13, 2020
Q: I switched from bep.un to bepc the first day I could. Then I switched back when the spread was around $11.00. Now the spread is around $17.00. I guess this is a lesson in supply and demand since the big institutions can only by BEPC. But it seems way over done, doesn't it?
Btw, why would Brookfield maintain both a trust and a regular equity for the same company? Do you think they will completely switch over at some point?
Read Answer Asked by Mike on October 09, 2020
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