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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I have self directed RRSP. It is made up of equities and fixed income investments. I have investment in 16 companies of which 10 are in the Income Model Portfolio. My goal for this account is to have safe reliable dividends with moderate capital appreciation. For the past year I have invested all dividends in money market account. The money market account now makes up 8% of my account. I am 66 years old and do not need the dividend income currently but I will be using as part of my regular income in 2 to 4 years. Would you recommend BPF.UN as part of my portfolio?
Read Answer Asked by Robert on August 20, 2025
Q: I am looking to buy Enbridge and see that it is currently close to the top of the 52-week trading range. The range is $52 to $66. Today's price is $65. The 5-year graph and 10-year graph show the price all over the map, with the price now close to the all-time high.

I am buying for both income and capital appreciation. What would a good entry price be? Thank you.
Read Answer Asked by Cathy on August 20, 2025
Q: This may, (or may not) be a stupid, amateur question:
Some BIP.UN metrics are good, but the PB is 14.97 and PE !,011.45!
How can one buy something like that?
This is an extreme case, but you now frequently recommend stocks at 40, 50 and higher PE's. Leaving all else aside, that, at minimum, is a sign of a stock priced to perfection, no?
Thanks for your comment.
Jerry
Read Answer Asked by jery on August 20, 2025
Q: I hold these 3 stocks for income and have seen capital erosion in recent years with weakness in the telecom sector. In terms of industry concentration, how much overlap is there between the three (Telus has held up best), would you recommend letting one or two of them go, which one(s), and what would you recommend in the general sector as a replacement (US or Cdn)?

In particular, I am curious about BCE's prospects following the US acquisition after selling MLSE stake, dividend cut, debt, and scaling back of capex.
Read Answer Asked by Benjamin on August 20, 2025
Q: Which of these 3 dividend stocks would be your pick for the short and medium term?

fts, cnq and enb.

thanks
Read Answer Asked by Valter on August 19, 2025
Q: I am an income investor as I live off the dividend stream I receive. I recently started a small position in BIP.UN. I have a full position in EMA. EMA seems to have had a pretty good run lately and also I believe they have reduced their projected dividend growth rate over the next few years. I am thinking of selling my EMA position and shifting it to BIP.UN as BIP.UN seems to have more upside on unit appreciation, a higher dividend and perhaps a higher dividend growth rate. Thoughts on this potential swap??
Read Answer Asked by Mark on August 18, 2025
Q: RUS has proven it continues to operate as a going concern through highly stressed markets (2008, 2020) and can be highly leveraged to industrial steel consumption. CDN has several major 'Nation Building' projects that will kick off in 2026/2027 and take years to complete. (Ports, LNG, Pipelines, Ships) Tariffs on CDN steel mean CDN should have excess steel to be consumed in these domestic projects.

Does this thesis make sense to you? IF the thesis plays out - would you expect outsized growth in RUS relative to other alternates?

Thanks for your continues great service!

Glenn

Read Answer Asked by Glenn on August 15, 2025
Q: I have an observation, as well as a question. I have held this company for a long time and am at a $31 cost base. Several times, I have taken profits to maintain a 4% weighting. I am at a loss as to why it was targeted more than once by short sellers over the years, and generally added on those dips. Now I am online and I see that despite the great quarter and upgrades by most analysts, Morningstar has a 1-star sell rating on it as of 8/13/25. It has been negative this stock constantly, which seems contrary to performance. I looked at new estimates and am wondering if you go along with the low $80 ish ranges or do you expect a bit of profit taking to kick in here? Thanks for your help over many years.
Read Answer Asked by James on August 14, 2025
Q: Just trying to understand this type of instrument. Why would PGIC drop from $90 in 2006 to $4 in 2010 and then trade between $17 and $4 up to 2025? I don;t need specifics, just a general answer would do. Thanks.

Further to my last question on PGIC, (you may have covered this), why would this not recover after 2010 with the rest of the market?
Read Answer Asked by George on August 13, 2025
Q: Good Afternoon.
What is your opinion of Chemtrade? Does it have some growth potential? Is the dividend safe? Also, I have owned Topaz for a while and it has been hovering around the 25-26 dollar range. Is there much growth left in this company?
I am considering switching from Topaz to Chemtrade for more growth and a higher dividend. What is your opinion of this move?
As always, thanks for your excellent service.
Jane
Read Answer Asked by Jane on August 13, 2025
Q: Confused by the reaction of these 3 names. EMA/FTS up materially and BIP.UN down so far this year. Thoughts on why? Also on EMA with a 29% return YTD the stock must be stretched. Would you suggest a switch to BIP.UN?
Read Answer Asked by Michael on August 12, 2025
Q: Good Morning,

I am a retired income investor who recently received a small $40k USD inheritance.
I would like to purchase US dividend paying equities (for geographic exposure) but am concerned about the withholding tax.

Is there any vehicle available to avoid or lessen the tax? I have no room in my registered account.

What are you highest conviction US stocks with plus 4% yield and some growth potential.?

Thanks Dave

Read Answer Asked by Dave on August 12, 2025
Q: at todays prices and looking forward for dividends and growth which stock would you buy today , bip.un or ppl or none. do you think we are overbought in this market [tsx and dow] and will have a pullback come fall?
Read Answer Asked by hans on August 12, 2025
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