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  5. HBIL: Anticipating a downturn in '25 I promised myself that I wouldn't ride the market down like I did in '22 so I bailed on most of my tech holdings, at least temporarily. [Hamilton U.S. T-Bill YIELD MAXIMIZER TM ETF]
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Investment Q&A

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Q: Anticipating a downturn in '25 I promised myself that I wouldn't ride the market down like I did in '22 so I bailed on most of my tech holdings, at least temporarily. I am looking to park the cash with the following criteria:

1. Immediate access i.e. no locked in GICs.
2. Highest reasonable yield
3. Modest volatility

What is your current view of the highest yielding Hamilton ETFs and can you recommend any competitors or other options?

Thank you
Asked by Kim on March 10, 2025
5i Research Answer:

If safety is of concern, HBIL we think looks best (available in US funds unhedged as well). Securities are government guaranteed (the ETF itself is not) and the short term nature of the holdings limits rate risk. Yield indicated is 7.39% currently. YTD return 1.04%. Trade like a stock so settlement is T+1.