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  5. ZST: Hi 5i team, I would like to park some cash for about one year, which is better and safer ZST or BPF. [BMO Ultra Short-Term Bond Fund]
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Investment Q&A

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Q: Hi 5i team,

I would like to park some cash for about one year, which is better and safer ZST or BPF.UN ? Is there any better option other then these two?

Thanks,
George
Asked by George on February 26, 2025
5i Research Answer:

We would consider ZST far better than BPF.UN. First, it is a diversified ETF and not a single company. It invests in ultra-short bonds and the short maturities limit risk. We would be comfortable using it as a cash parking space. CASH and PSA are other options, which we would consider marginally safer, but with lower yields (about 0.30% lower).