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  5. XMV: Would appreciate your ETF suggestions for a non-registered account that provides some growth and reasonable (3% + ? [iShares MSCI Min Vol Canada Index ETF]
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Q: Would appreciate your ETF suggestions for a non-registered account that provides some growth and reasonable (3% + ?) dividends that qualify for the Canadian Dividend Tax Credit. This is new money going into an existing account that has no capital losses available (yet!). Current holdings are BAM, ENB, EIF, ZUT, VDY . Have other registered accounts with diverse equities. Looking for something that is not too volatile & would like to keep the number of total holdings at no more than 7. Could increase or replace ZUT &/or VDY if recommended. The ETF landscape is very challenging to wade through !
Asked by Alexandra on February 18, 2025
5i Research Answer:

We think a dividend aristocrat ETF might fit the bill here in something like CDZ. The yield is a bit lower, but a low-vol etf like XMV might also work.