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  5. PSA: Hi group want to park some $ in high interest saving account I have 2 question's ) - How is the return calculated ( as an example PSA pays out dividend monthly monthly does that mean if i cash out ... [Purpose High Interest Savings Fund]

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Q: Hi group want to park some $ in high interest saving account I have 2 question's )

- How is the return calculated ( as an example PSA pays out dividend monthly monthly does that mean if i cash out in the middle of the month that i do not get a pro rated amount based on my balance. Could you explain how that works. is it a daily calculation payable at the end of the month or what.

- if i buy a US high interest account would that be a benefit for a higher return compared to buying a high interest Cad saving acct.

- could you provide some actual comparisons using real returns and currency numbers


thanks for your help with this.
Asked by Terence on February 03, 2025
5i Research Answer:
PSA accues interest daily, but pays only once a month. It trades like a stock. If an investor...
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