Question is...leaving the money in the account I'm not loosing anything except through inflation. I don't mind waiting given all the noise and Headlines from Trump. Am I at undo risk jumping in now? Do I wait to see what happens? Do I start to trickle in?
Thank you, Dave
Generally if there is indecision about the market we would advocate a trickle in dollar-cost averaging approach. We are not particularly worried about the markets. Rates are moving lower and earnings are moving higher. These are the things that count. But, there can always be Black Swan events and panic declines, for whatever reason. If more money is coming in monthly, we would still be fine spending a lot now. The real question is whether any money will need to be withdrawn. If not, and more money is coming in regularly, then volatility will be an investor's friend, rather than one's enemy. But with low cost buying at the mentioned brokers, a simple $XX a month deployment plan is probably easiest and should still work out very well over a decent time period.