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  5. ZTS: If you own a Canadian domiciled ETF that holds US fixed income (like ZTS) what are the tax implications? [BMO Asset Management Inc]
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Q: If you own a Canadian domiciled ETF that holds US fixed income (like ZTS) what are the tax implications? Is there withholding tax if held in an RRSP, TFSA, or taxable account?
Some websites say no withholding tax on U.S. bonds but others say yes. What's the right answer?
Asked by Greg on January 28, 2025
5i Research Answer:

It is fairly complicated, as this article goes into. We too have seen conflicting information. Taxes will depend on the make up of the ETF. ZTS holds its investments directly, so this should alleviate withholding taxes on its holdings.