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  5. EFG: I am setting up a TFA for my son. [iShares MSCI EAFE Growth ETF]
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Investment Q&A

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Q: I am setting up a TFA for my son. As the initial amount is less than $10k i will be investing in ETF/Index funds.

60% of amount will go to broad based fund such as VFV
20% of amount will go to Div paying fund such as VDY
20% Of amount will go to global large mid/large cap fund

Question:

1. I noticed some p/e ratio for various S&P 500 funds vary greatly . The PE for VFV is currently 32 but last week it was 22 ?. Any S&P 500 fund that you prefer over VFV suitable for TFSA?

2. Any suggestions for a global fund geared to mid/large growth companies suitable for TFSA long term?

3. Does my allocation seem reasonable ?

Take whatever credits required, thank you for great service
Asked by Mario on January 16, 2025
5i Research Answer:

ZSP, because it holds US securities directly, is a little better for a TFSA because there is only one level of withholding taxes. In terms of P/E, it is probably due to some funds using 2024 estimates (which for the most part are still estimates), and some using 2025 earnings estimates. Current P/E is 24.9X. 2) For a global fund we do like VIU, which is ex-North America. EFG we think would be another good option.