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  5. TD: Just double checking…. [Toronto-Dominion Bank (The)]
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Investment Q&A

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Q: Just double checking….. I sold TD on Dec 6 but as that was a Friday, it settled on Dec 9. TD goes ex-dividend on Jan 10. As my sell settled on Dec 9, am I correct that the earliest I can buy TD to avoid the superficial loss rule is Jan 9 (day 31) and this should settle on Jan 10 as the 9th is a Thursday, thus allowing me to get the dividend?? This is a follow up to an earlier question where it was indicated I could repurchase TD on Jan 8 but I suspect that did not take into account the delayed settlement date due to the weekend.

Thank you
Asked by Mark on January 07, 2025
5i Research Answer:

Yes; for clarity we would use settlment dates, though technically the CRA just states 'calendar days' but to be safe we would always use settlement dates.