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  5. ZBAL: Which do you prefer for a 3 to 5 year hold and why? [BMO Balanced ETF]
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Q: Which do you prefer for a 3 to 5 year hold and why? Looking forward minimum volatility and preservation of capital. Do you have other etf to look at? Thanx.
Asked by Steve on January 02, 2025
5i Research Answer:

Both funds are quite similar with roughly 40% Canadian exposure and 40% US exposure for ZBAL vs 35% for VBAL. They are both also fund of fund structures with a roughly 60/40 equity/fixed income mix. The total expense ratio for ZBAL is 0.20% and 0.24% for VBAL.