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  5. GSY: I have owned GSY for a good number of years and it has been very profitable over the long term. [goeasy Ltd.]
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Investment Q&A

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Q: I have owned GSY for a good number of years and it has been very profitable over the long term. The share price turned negative at the end of July 2024, with a bigger set back in mid October. Many analysts have a positive outlook, though Morningstar has a price target of $152 (about 10% below its current share price) and CFRA recommends selling. The CEO is on his way out. Its last earnings results seemed quite strong, yet the share price continued to decline, and forward estimates seem to be lower.

While my patience is being tested, I am mindful you have observed that one should assess a stock's performance over the long term ie over a number of years, not just a couple of quarters.

But everything is relative....is there a better place for my investment dollars, or would you hang in? Do you see any catalyst that will turn this ship around?

Many thanks for your excellent service.
Asked by Leonard on December 06, 2024
5i Research Answer:

PRL has taken some of the investment dollars away from GSY, as it has grown faster recently and has had better momentum. But considering GSY's pedigree, valuation, management and dividend, we would be reluctant to sell right now. There are always risks of course, but from a potential and valuation perspective we still think it looks very attractive. Other sectors (i.e. tech) are growing faster, but for the small-mid-cap financial sector we think it is a keeper.