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Vanguard Balanced ETF Portfolio (VBAL)
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iShares Core Balanced ETF Portfolio (XBAL)
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iShares Core Growth ETF Portfolio (XGRO)
Q: Hello,
I am a 65 year old retiree. I am considered an Alpha-Balanced investor according to Portfolio Analytics.
I need to simplify my portfolio in order to make it easier for my wife to manage as we get older. I like the idea of having all in one ETF's. Based on my Alpha Balanced risk tolerance which all in one ETF's would you recommend investing in for the long term? What percentage of overall portfolio would you invest in each all in one ETF? I realize you don't want to see more than 20% in each one but that would require at least 5 all in one ETF's? I was hoping for fewer.
Thanks for your help.
I am a 65 year old retiree. I am considered an Alpha-Balanced investor according to Portfolio Analytics.
I need to simplify my portfolio in order to make it easier for my wife to manage as we get older. I like the idea of having all in one ETF's. Based on my Alpha Balanced risk tolerance which all in one ETF's would you recommend investing in for the long term? What percentage of overall portfolio would you invest in each all in one ETF? I realize you don't want to see more than 20% in each one but that would require at least 5 all in one ETF's? I was hoping for fewer.
Thanks for your help.
5i Research Answer:
With a large liquid management company and a large fund, we would be OK going beyond 20% for a balanced product. We think VBAL and XBAL could be the main choices here, with XGRO as well if an investor wanted a bit more equity exposure in a balanced product.