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  5. PRL: I own PRL shares and am happy with their performance. [Propel Holdings Inc.]
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Q: I own PRL shares and am happy with their performance. The shares have risen rapidly over the past year and I wonder if shares, either a partial or full position, should be sold. I have seen some data that shows very rapid growth in EPS over the next couple of years .Can you provide key metrics over the next two years that would support your position on this company. Also over this period what would be a reasonable multiple of earnings for the shares? If possible could you factor in its recent acquisition. Thanks.
Asked by John on October 15, 2024
5i Research Answer:

We continue to like PRL. We cannot direct answers personally, but we always suggest trimming if needed to manage one's position and overall risk exposure. Despite its gains, it is priced 'OK' at 15X earnings. Note the sector tends to have lower P/E multiples, and it is higher due to its growth rate. EPS is expected to be $1.53 this year, from $0.76 last year, to $2.34 in 2025. These are consensus estimates. We would expect them to rise with the acquisition closing. Only one analyst (Scotiabank) has published since the deal was announced. PRL notes the acquisition will be 'immediately accretive' but it has not quantified this. We would consider 15 to 16X a 'fair' multiple, so PRL needs to execute to see its shares go higher. But, it has beaten estimates in seven straight quarters, and tends to be conservative in guidance. Lower rates could improve earnings, as could another acquisition. It grew revenue by 49% last quarter and also has a good dividend increase record, two other factors that could support a higher valuation on continuation.