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  5. BEPR: I have a number of Canadian Rate Reset and Perpetual Preferred Shares, which have done very well in the last number of months. [Brompton Flaherty & Crumrine Enhanced Investment Grade Preferred ETF]
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Q: I have a number of Canadian Rate Reset and Perpetual Preferred Shares, which have done very well in the last number of months. These are held predominantly in a Registered LIF Account. The current yields are between 6~7%. The Rate Resets are laddered, resetting in different years. As the reset dates get closer it may impact the value, depending on BOC rate and reset rate. I was looking trimming these and allocating 20% of our Preferred shares BEPR for US exposure.


BEPR currently yields 9% which would increase our income, while providing greater diversification nIt seems to have paid a monthly since at least 2018.

What is 5’s view on BEPR and the safety of its distribution vs Canadian Preferred shares?
Asked by Cory on September 22, 2024
5i Research Answer:

Keep in mind that a higher yield typically means higher risk, though if comparing to resets in a low rate environment it is not always apples/apples. We do not know what is currently held, so we can only look to BEPR in isolation. As an ETF, it will of course be more diversified, at the cost of a management fee. YTD return is 12.93%, so it has enjoyed the sector rally. Assets are fairly small at $65M. It owns units in a larger fund, BPRF. BEPR has a higher yield and a better YTD return (9.71%). We do not have any particular issues with the securities it owns, but only 15% is in Canada so we do not know all the securities well. 56.5% is US, UK is 9%. Banks are 45.7% and insurance is 31% so it is very heavily skewed towards the financial services sector. We would consider it 'OK' as a replacement, but only if an investor can accept and is comfortable with such exposure. We have no issues with the fund set up or history.