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  5. HMAX: I'm considering buying HDIV ETF. [Hamilton Canadian Financials YIELD MAXIMIZER TM ETF]

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Q: I'm considering buying HDIV ETF. On the ETF website it shows a 2023 total distribution of $1.974 and a ROC (return of capitol) of $ 1.66201 . After watching a video of ROC sometimes the ROC is not a reduction of NAV but just for tax purposes. And in some instances it is actually a return of your own capital and your NAV is reduced. Can you give some clarity on ROC. And how to determine if an ETF in my investment account has dropped in value from return of my own capital or loss of the underlying securities of ETF? My personal situation all my investment accounts are RRSP and TSFSA.

Thanks, Brian.
Asked by Brian on September 19, 2024
5i Research Answer:
It's quite hard to generalize, as all ETFs have different tax regimes and policies, and they...
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