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  5. XEI: Hello Peter & Team, I know (looking at previous questions) 5i likes XEI as do I with the good dividend I continue to enjoy. [iShares S&P/TSX Composite High Dividend Index ETF]
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Investment Q&A

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Q: Hello Peter & Team,

I know (looking at previous questions) 5i likes XEI as do I with the good dividend I continue to enjoy. But it has languished since Aug 2022 when I took up a position to the tune of (as of today) a tad over -8%. Considering market conditions since that time and the fact the Blackrock index is made up of some 50+ S&P/TSX composite index stock, shouldn't I be enjoying a little bit better performance on the capital gains side of things? My goal with this ETF was to enjoy the dividend and appreciate a 4 or 5% per year return or at least stay close to par. Is there something I'm missing? Are my expectations unreasonable? What is your interpretation of what drives this ETF?

Thanks for all you do

gm
Asked by Gord on July 18, 2024
5i Research Answer:

It is true that over the long-term investors have the potential to enjoy decent dividend yields along with an upside potential from capital appreciation in the range of 2-3% or so on average. That being said, the starting point was quite unfavourable for XEI, as it was near the bottom of high-risk, technology stocks back in Aug 2022, these sectors have performed really well until now. The main holdings of XEI are all in areas of the market which can benefit from further rate cuts (large banks, telcos), and some of the others will benefit from a rising energy market. Over the past 10 years, XEI has a total return CAGR of 6.3%, and we think over the long term, 5-10 years, the algorithm could work decently (5% dividend yield + 1-3% capital appreciation)