Q: I hold both etfs in my riff and I am looking at reducing a % in one to satisfy my 2024 withdrawal for tax requirements. Would you recommend which one and reasoning? Thanx.
5i Research Answer:
Both funds are similar sizes, above $350M in AUM, with XTR being slightly bigger. We would reduce FLGA due to its weak performance history and lower yield. FLGA does have a lower expense ratio at 0.39% vs XTR with 0.61% in its favour. However, FLGA has historically been flat while XTR has a 4.5% CAGR. Additionally, XTR pays a 4.5% yield, while FLGA only pays 2.58%. XTR having a mix of equities and fixed income also gives it some more growth upside over FLGA.