Q: Hello,

What is the difference between PSA and CASH?

Also, I own ZCS and CBO and was wondering if I should increase my allocation to CASH and PSA while reducing my allocation to ZCS and CBO considering the higher rate (better yield) on the short end of the curve. It seems to be higher income / lower risk strategy. Can you please provide your comments. Thank you.

Q: What is your suggestion for bonds or a bond fund in this market climate? Thanks

Q: Dear 5i team.

Can you give me your thoughts on holding zcs through current market backdrop of higher inflation combined with the geopolitical environment?
With it's steady decline lately, what do you think needs to happen to turn the tide?

Thanks for your help.