Q: Hi 5i,

I have GIC's maturing end of this month and I am not looking to reinvest the funds in another set of GIC's.

Financial advisor at the bank is recommending I put the funds into ZBAL ETF. But this ETF has MER of 1.72% which I am not a fan of.

Would appreciate your thoughts on this ETF and potential alternatives that you could suggest with lower MER.

I have been investing in stocks for the past five years and I am still relatively young so I am ok with risk.

Thanks in advance.

Greg C.

Q: Good Afternoon,

When using the 60/40 etfs (VBAL, XBAL, ZBAL) in an RRSP, what would you consider to be the most prudent way of splitting up +$100,000 for a long term hold (30-40 years)?

Ie:
100% in one etf?
50/50 split between two etfs?
3 way split between three etfs?

And in general, at what dollar value in a single 60/40 etf do YOU start to feel uncomfortable?

Thank you!

Q: Hi 5iResearch

These two names seem to be different series for the the same etf, right?

If I am right, why do they have different prices per unit and how could their dist, be different while both are having the same underlying securities?

Could you please advise if there are differences in risk?

Do VBAL and XBAL also have different series?

Please as many credit as the question requires.

Thank you