Q: Which do you prefer for a 3 to 5 year hold and why? Looking forward minimum volatility and preservation of capital. Do you have other etf to look at? Thanx.

Q: Hi 5i,

I have GIC's maturing end of this month and I am not looking to reinvest the funds in another set of GIC's.

Financial advisor at the bank is recommending I put the funds into ZBAL ETF. But this ETF has MER of 1.72% which I am not a fan of.

Would appreciate your thoughts on this ETF and potential alternatives that you could suggest with lower MER.

I have been investing in stocks for the past five years and I am still relatively young so I am ok with risk.

Thanks in advance.

Greg C.

Q: Good Afternoon,

When using the 60/40 etfs (VBAL, XBAL, ZBAL) in an RRSP, what would you consider to be the most prudent way of splitting up +$100,000 for a long term hold (30-40 years)?

Ie:
100% in one etf?
50/50 split between two etfs?
3 way split between three etfs?

And in general, at what dollar value in a single 60/40 etf do YOU start to feel uncomfortable?

Thank you!