Q: Hi Group i am 74 with a 500k portfolio. I do not need to use this money for another 5 yrs. I would like to slowly convert to dividend / growth / value ETFs. I am looking for yield of 5% or higher along with a 10% growth/value profile. Can yo give me your top 2 picks in the 6 main sectors that fir this criteria along with a few words explaining your selections. Thanks with your help with this

Q: I have a sizeable position in one and would like to exchange it for the other (this is a margin acct).

Any suggestions on how to go about doing this?

Q: I'd build a sizeable position in XEI - can you suggest a strategy to do this over time?