Q: I have a question about investing in physical gold. Can you please explain the differences between the MNT and PHYS? I noticed that MNT outperforms PHYS and it trades at a premium to NAV while PHYS trades at discount. The expense rates 0.35% vs. 0.41% seems to be close enough to justify the differences in performance and discount..?

Q: If we put aside the normal indicators for Gold and consider the geopolitical climate that is surfacing day to day around the world, along with the US potentially having some instability within their own borders and the instability with their allies, is it a good time to buy gold as an investment? What do your a believe are the pluses and minuses for Gold increasing in value over the course of the next 12 months?

Q: Sorry for what may be a naive question, but assuming the .35% (?) fee for holding this security is an annual fee, how is it collected?