Q: Would appreciate your ETF suggestions for a non-registered account that provides some growth and reasonable (3% + ?) dividends that qualify for the Canadian Dividend Tax Credit. This is new money going into an existing account that has no capital losses available (yet!). Current holdings are BAM, ENB, EIF, ZUT, VDY . Have other registered accounts with diverse equities. Looking for something that is not too volatile & would like to keep the number of total holdings at no more than 7. Could increase or replace ZUT &/or VDY if recommended. The ETF landscape is very challenging to wade through !

Q: Can you name a handful of ETF options for long term holds in my son's RESP account. Growth, dividend, and balanced. Looking for exposure in Canada and USA. I don't want the headache of managing stocks for this portfolio. I'd rather have something that I can just buy and not look at it for 15 years until he needs it.

Q: It is rare that I ask this question coming from an 84 year old senior, but all the above equal weighted ETF's are presently in my TFSA and can't decide how to invest for the 2025 contribution. Which ETF I should I be adding to the above list or should I be adding a new one that is not in the portfolio?
Also are any of those listed that do not belong in a TFSA?
Thanks for your usual great service.