Q: Hello, I have $500,000 GIC coming due next month and another $500,000 in March. They both are earning a little over 5%. What safe investment would you recommend, bearing in mind that I need the income it would generate to cover some of my living expenses, as I am retired. Thank you

Q: Which would be better purpose high interest or coil thanks

Q: I am concerned about the possibility of a bear market and would like to reduce my equity risk. I am looking for a safe investment which is highly liquid. I am in the process of considering cashable GICs. Are there any ETFs which you would recommend for money market funds? Can you please recommend an ETF for the Canadian market and one ETF for the US market.

Also, for a 1-2 year hold, what type of bond ETF would you recommend (long bond, mid-term, etc) for a fairly safe investment? Again, can you please recommend one Canadian and one US ETF.

Thank you again for this excellent service.