Q: I am two years before retirement and have a moderate risk profile. My current allocation is 25% Canada, 70% US, 5% Developed, and 0% Developing. Considering the state of the economy in Canada and Trump's threats about tariffs, I am wondering whether it's a good idea to decrease my allocation for Canada to 20% and instead allocate 3% to VWO and 2% to ILF. What's your opinion on this? Where do you anticipate better returns—in Canada or in the emerging markets covered by VWO and ILF?

Q: I am deciding on whether to sell this ETF. It has done very poorly over the past 3 years. It is sitting in my RRSP so I can't get a capital loss which I can use for the future. What would be a better ETF to replace this with? Does IEMG have some future upside?

Thanks for your assistance.

Q: May I please have your top two emerging market ETFs?
With appreciation,
Ed