Q: You suggested VBAL as a good all in one ETF. Thank you for that.

You noted that “It covers the US, Canada and global equities, and also has 40% bond exposure”, which is great, except that I don’t want any bond exposures in the ETF. Do you have any alternatives without any fixed income included?

Thanks again.

Q: I will be providing some funds for my grandson to invest in the market. My grandson is 15 years old and is interested in investing some funds for his retirement years (40+ year time frame). He has indicated that he has a moderate to aggressive investment risk level. Please provide your top 5 large cap ETFs and top 5 small cap ETFs with a comment on each ETF. Please provide your top 5 large cap companies and top 5 small cap companies with a comment on each company. Please include general comments on the anticipated returns for the ETFs and companies. Thank you. We

Q: I am looking for a US fund like VEQT , I tried VEQTF and it is listed on the grey market, what would be good in a balanced fund with majority US, Then smaller CDN and International stocks?