Q: I have two daughters resident in the USA and would like to put them into something similar to VEQT and VGRO. Are there any Fidelity USA or Vanguard USA products you can suggest that have a similarly diversified mix

Q: You suggested VBAL as a good all in one ETF. Thank you for that.

You noted that “It covers the US, Canada and global equities, and also has 40% bond exposure”, which is great, except that I don’t want any bond exposures in the ETF. Do you have any alternatives without any fixed income included?

Thanks again.

Q: I will be providing some funds for my grandson to invest in the market. My grandson is 15 years old and is interested in investing some funds for his retirement years (40+ year time frame). He has indicated that he has a moderate to aggressive investment risk level. Please provide your top 5 large cap ETFs and top 5 small cap ETFs with a comment on each ETF. Please provide your top 5 large cap companies and top 5 small cap companies with a comment on each company. Please include general comments on the anticipated returns for the ETFs and companies. Thank you. We