Q: For a conservative income oriented investor looking for some growth, what ETFs would you recommend to increase my international exposure, and take advantage of lower rates.?
Many Thankls
John

Q: For international (non-NA) exposure, please provide your current opinion about the IGRO ETF. Would you recommend this ETF? Do you see it as a complement holding for dividend-growing (but not high dividend seeking) investors who already own VIGI? Are there any other international ETFs which you would recommend in lieu of IGRO?

Many thanks for your excellent advice, and this wonderful service.

Q: I bought SDIV about 3 years ago and am down significantly (about 50%). Dividend income has been consistent but not enough to offset the loss in capital. Do you have a better recommendation in this space? Or do i continue to hold for the long term? thanks again! John C