Q: Good morning all; I've a two part question for you, First, the listed investments are in a RRIF. The current plan is to extract only dividend income, and have some modest stock growth.

I have funds for one more position and I'd like 3 of your suggestions that would add decent dividend income with modest growth of stock value.

Second question is about XLB. It was originally purchased as a post-inflation investment looking for some appreciation as rates declined. While Canada may get a bit more downward adjustment I believe Trump policy will be inflationary. What would be a sound replacement, meeting the dividend and growth goals for the account?

Thanks as always.

Dave

Q: Hello - I am an income investor. My view has been to construct my portfolio with companies that pay growing dividends as a way to offset inflation. With BCE’s announcement of reduced expected dividend growth in the future I am considering shifting that portion of my portfolio somewhere else. Can you please provide the stated expected ranges of dividend growth (as a %) of these companies? Please take all the credits you wish. Thank you

Q: The Labour Contracts being signed today at 30 % and 40 % increases Airline Pilots, UPS, Port Workers in BC and more to come by Auto Makers and Hollywood means more inflation down the road and higher rates by Powell. This could go on for years. Causing defaults on Mortgages ,personal bankrupcy , credit card defaults. It does not look good.



Then there is China and unemployment of 25 and under at 26 % . No Jobs. China is fully built. Apartments Condos High Speed Trains, Highways etc. Nothing else to build. This will cause unrest with the young. What can XI do.. Not more military. They have the largest in the world

Then there is the expansion of BRIC by adding 6 new Members like Saudi, and Iran. plus 4 more.

And what about stealing of goods from all retailers and nothing being done to stop this stealing. Even people walk in to LCBO and help themselves and staff is told not to interfere. Why because every bad guy probably has a gun,




Question Why Own Stocks Why not Just a laddered Bond Portfolio of 1 to 7 year bonds with a yield of 7 % plus for the next few years.


Sorry for such a negative outlook . Look forward to your comments.


RAK