Q: If one was new to investing, with a $5OK account, interesting in monthly income with some growth would a mix of SPLT and ZLB be good advice i.e. 60% SPLT and 40% ZLB. ZLB to focus on low volitile stocks and SPLT for safe monthly income of 6% with some growth. Any other ideas?

Q: I would like your opinion from the perspective of regular income, and if you would consider an appropriate investment for retiree, likely in non-reg account. Feel free to make an alternative recommendation if not considered appropriate and maybe more fad like. Thanks