Q: My fixed income holdings are comprised of - LYZ801A & MMF559.
I am with a full service advisor - up until a few years ago we bought individual bonds - then on his recommendation switched to these funds. What is your opinion on their performance. What are some alternative better performing mutual funds and ETF options or should a person go back to buying individual bonds? I read an opinion that said with individual bonds (held to term) you get the principal and interest with funds not so much. Your expert opinion would be appreciated as usual.

Thanks