You cleaned up the Christmas mess, kicked all of your relatives out of the house, had your New Year's Eve party. Now what? You sit down, review your investment portfolio, and--yikes-suddenly you are looking around for unopened champagne bottles. Not to celebrate, but to dull your pain of looking at your investments.

Yes, the overall markets were bad last year. The TSX index declined XX%. There was a crisis in Greece, Italy, the US, everywhere. But guess what? There is always a crisis. There is always a worry. That's why you get paid to own stocks, because they are not risk-free. But 5i members need to ask themselves....how are my stocks impacted by the "insert current crisis here"