Lets say you have an advisor and you like them just fine, but it’s your money and you want to be sure it is being managed appropriately.

Totally understandable. But where can you go for an independent 2nd opinion?

You could go to another advisor, but they have a financial incentive to tell you that your portfolio is significantly flawed (even if it’s not) in hopes that you move your investments over to them.

Your existing advisor is obviously not going to criticize the portfolio they recommended to you.

And maybe your portfolio is totally fine. But how do you know? Where do you check, and what do you look for when analyzing and optimizing your portfolio?

What questions do you even ask your advisor? And is your portfolio missing something critical that’s increasing your risk or limiting the returns you could be getting?

Even if you’re happy with your advisor, you don’t know what you don’t know. Too often are the clients put at a position of weakness with their advisor and forced to take their word for it. This is fine, it is what you pay them for. Portfolio Analytics, however, helps to shift the balance of power and at least provide you with a starting point where you can ask the right questions and get clarification on where the advisors recommendation differs from our high level suggestions.

Your advisor knows you better but you should still be able to be in a position to ask the hard questions with confidence.

It is YOUR money after all!

While robo advisors charge lower fees than what traditional advisors charge, the fee is still much higher than what you could be paying.

The extra fees can easily amount to thousands of extra dollars per year that you’re limiting your returns by, all of which can be avoided by simply buying the investments yourself, instead of letting a robo-advisor (the middleman) hold them for you.

But how do you know which investments to buy? And how to ensure that you’re buying the right amount of each investment based on your financial situation and goals?

The difference? We let you hold the investments yourself which can save you thousands of dollars a year in management fees.

And the larger your portfolio, the more you’ll save as we never charge a percentage of your entire portfolio like they do.

Even if you only have a few thousand dollars in savings, we can help you get set up so that you’re on the right track with your portfolio, while paying the lowest possible fees.

Have questions? Use our member-only Q&A section where you can submit private or public questions directly to our Team of Analysts. Or, discuss your questions and get feedback from other members through our forums.

Unlike other services, we don’t sell any investment products, so you never have to worry that we’ll suggest something just because we’re getting a commission or bonus on the back-end (unlike many of the advisors out there).

Once you’re done with the initial setup of your portfolio, it’s easy to scale up as your savings continue to grow. And, unlike robo-advisors, your costs don’t go up as your portfolio grows. This can amount to tens of thousands of dollars saved in fees over the course of your investment life.

If so, you’ve probably heard of the thousands of dollars in fees that you may be paying every year (some of these fees may be hidden, especially if you’re using an advisor that claims to not charge you anything for the service).

You can bypass these fees and save thousands per year by becoming a do-it-yourself investor.

But how do you make the switch? And, where can you go to get an independent expert opinion on how to build and optimize your own investment portfolio?

With Portfolio Analytics, you can easily track and manage your own portfolio. This can make the transition to being a DIY investor seem a bit less scary.

But what if you like your advisor?

Maybe you’re completely happy with your advisor but just want a bit of confidence and confirmation that everything is on the right track and that you are getting what you pay for.

Or you just want a starting point for a conversation with your advisor on how and why they have structured your portfolio a certain way.

Portfolio Analytics can help with this by offering a second opinion on your portfolio. If there are differences, then that can lead to a productive discussion. If they are similar, then you just might sleep a bit better at night.

Plus, we offer a 60-day full money back guarantee, letting you try Portfolio Analytics risk free and see how it compares. At the very least, you’ll learn exactly whether you’re actually getting what you’re paying for from your advisor.

While we like how robo-advisors are moving Canadians away from high fee mutual funds, their services are still very expensive for what you’re actually getting.

Yes, what they do makes the process easy for beginner investors, but with a little bit of time to educate yourself, it’s easier than ever to become a do-it-yourself (DIY) investor instead.

But why bother?

The answer: Full control of your investments (instead of only buying what they tell you to buy), and it enables you to pay rock-bottom investments fees.

These fees can easily amount to over $100,000 in savings over your investment lifetime (based on a 1% all-in fee that investors can pay through robo-advisors).

The bottom line: You definitely don’t need to pay a robo-advisor 1% (i.e. over $100,000 over your lifetime) just to be put in a passive ETF portfolio that you can easily replicate yourself.